SNL Knowledge Center provides unique and substantive financial education programs and products to professionals in the financial services industry. SNL Knowledge Center is an affiliate of SNL Financial, the leading information and research company, focusing on the banking, thrift, real estate, insurance, telecommunications, specialized financial services and energy industries.
SNL Knowledge Center provides live offline multi-day training programs, as well as multimedia presentations that can be accessed via the internet ("E-learning Content"). This Site provides information about SNL Knowledge Center, allows users to research and register for its public and custom training programs, and allows users to purchase and view E-learning Content.
By using the Site, you warrant to SNL Knowledge Center that you will not use the Site or any of the content on the Site, for any purpose that is unlawful or prohibited by these Terms or by any applicable law. If you violate any of these Terms, your permission to use the Site automatically terminates.
You must be at least 18 years of age in order to use this Web site. Should you be required to create a user account (for example, in order to purchase E-learning Content), you are responsible for maintaining the confidentiality of your password, and shall be responsible for all usage of your user account and/or user name, whether authorized or unauthorized by you. You agree to immediately notify SNL Knowledge Center of any unauthorized use or your user account, user name or password.
You agree to only use the Site for yourself or another person who has authorized you to share his or her contact information. You promise that all information you provide will be accurate, current and truthful to the best of your knowledge. If you provide any information that is untrue, not current or incomplete, or if SNL Knowledge Center has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, SNL Knowledge Center may, in its sole discretion, prevent you from using the Site in the future including the termination of any user account you may have set up.
The copyrightable content on the Site is owned by or licensed to SNL Knowledge Center. You agree not to copy, distribute or otherwise use any content other than for personal, noncommercial purposes unless you obtain SNL Knowledge Center's prior written consent.
SNL Knowledge Center, the SNL Knowledge Center and SNL logos and other SNL Knowledge Center or SNL trademarks are owned by SNL Knowledge Center or SNL (the "SNL Knowledge Center Marks"). You may not use SNL Knowledge Center Marks for any product or service that does not belong to us, nor in any manner that is likely to cause confusion about whether we are the source, affiliated with, sponsor of or endorser of any product or service. In addition, you may not use SNL Knowledge Center Marks in any manner that disparages or discredits us.
We may provide links to other third-party Web sites. We exercise no control whatsoever over these other Web sites and are not responsible or liable for the content or activities on them. You use any such sites solely at your own risk.
The information on the Site is provided for general instructional or informational purposes only, and no content is intended as advice for investing or trading in securities of any company.
You agree to indemnify (and, if requested, defend) SNL Knowledge Center, its affiliates and its respective officers, employees, and agents from all liabilities, damages, losses or expense (including reasonable attorneys' fees) an indemnity may incur based upon any third party claims related to or arising out of your acts or omissions in connection with your use of the Site in any way or your violation of the these Terms.
You understand and agree that this website and all services and content are available on an "as is" and "as available" basis and that you use them at your own risk. You are solely responsible for any damage to your computer system or any loss of data that results from your use of the Site. SNL Knowledge Center expressly disclaims all warranties of any kind, either implied or express, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, warranties that any part of the Site or service will be uninterrupted, error-free, virus-free timely, secure, accurate, reliable or of any quality, and that any content is safe in any manner for download. Some jurisdictions may not allow disclaimers of implied warranties, and certain statements in this disclaimer may not apply to you.
You expressly understand and agree that SNL Knowledge Center is not liable for any direct, indirect, special, incidental, consequential exemplary or similar damages, including, but not limited to, damages for loss of profits, goodwill, use, data or other intangible loss (even if its been advised of the possibility of such damages), resulting from or arising out of (I) the use of the inability to use the service, (II) unauthorized access to or alteration of your data transmissions, or (III) any other matter relation to the service. In some jurisdictions, this limitation of liability may not apply to you...
These Terms and any dispute arising out of your use of the Site is governed by and construed in accordance with the laws of the State of Virginia applicable to contracts made and performed wholly within that State. By using this Site and service, you hereby irrevocably submit to the personal and exclusive jurisdiction of the federal and state courts located within the county of Albemarle, Virginia with respect to any dispute arising under the Terms.
Please report any violations of the Terms to us at firstname.lastname@example.org. We reserve the right to report any unauthorized use of the Site to the appropriate authorities.
SNL Knowledge Center reserves the right, in its sole discretion, to modify the Terms at any time. Any modifications will be effective immediately upon posting on the Site. If you continue to use the Site after we post modified Terms, this indicates you agree to the modified Terms. SNL Knowledge Center reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, any part or all of the Site. SNL Knowledge Center shall not be liable to any user or other third party for any such modification, suspension or discontinuance of the Site or its services, except as expressly provided in these Terms.
Usage of this product is governed by the Master Subscription Agreement.
SNL Knowledge Center collects personal information (such as your name, address, e-mail address, phone number, and credit card number) at certain points on our Site. For example, we collect personal information when you purchase or register for courses or contact us to request information.
From time to time, SNL Knowledge Center may track certain non-personal information of visitors to our Site, including IP address, browser type, operating system, referring URL and time spent on the Site.
We will never disclose your personal information to any third party marketing or sales organizations. SNL Knowledge Center uses your personal information to improve your experience on the Site and with our educational offerings, as well as to communicate with you regarding SNL Knowledge Center products and services. SNL Knowledge Center may, at times, share your information with our third-party education and technology partners for operational reasons (for example, credit card processing), or with our affiliate, SNL Financial LC or disclose it in special circumstances if we have a good-faith belief that it is necessary to protect the safety of anyone or that such disclosure is required by law. SNL Knowledge Center allows visitors the option of opting out of receiving e-mail from SNL Knowledge Center and its affiliates at any time by sending an e-mail to email@example.com.
SNL Knowledge Center may use aggregate non-personal data for several purposes including, but not limited to, analyzing traffic on the Site, enhancing SNL Knowledge Center services and Site maintenance and creating marketing profiles
This Site contains links to other Web sites. SNL Knowledge Center is not responsible for the privacy practices or the content of these non-SNL Knowledge Center Web sites.
If you are located outside of the United States, please be aware that our servers are located in the United States. Therefore, any information you provide to us will be transferred to the United States. By visiting our Site or providing personal information, you consent to this transfer and to the collection, storage and use of this information in the United States. In addition, our education and technology service providers may or may not be located in the United States.
As with any information transmitted over the Internet, the security of a data transmission to and from SNL Knowledge Center cannot be guaranteed. However, SNL Knowledge Center has security measures in place to help prevent the loss, misuse or unauthorized alteration of information from our customers.
If you have questions or concerns about these Terms or the Site, please contact SNL Knowledge Center at firstname.lastname@example.org or at the address/phone below: